ABN AMRO Student Credit card
ABN AMRO Student Credit Card
- Only €1.16/month
- 180-day purchase protection
- Works worldwide – ideal for travel
- Track expenses via ABN AMRO app
| Annual Fee: | €13.92 |
| Spending Limit: | Fixed limit based on income |
| Insurance: | Purchase protection (180 days) |
| Delivery Time: | 10 business days |
ABN AMRO Student Credit Card is a practical option as a credit card for students in the Netherlands who want more control and security when shopping online or abroad. With low monthly costs and useful features like 180-day purchase protection, it’s designed specifically for students with a minimum income of €500 per month.
The card links directly to your student account and offers extras like hotel discounts and easy expense tracking via the ABN AMRO app. Whether you’re booking festival tickets or traveling, this card aims to provide convenience without overcomplicating your finances.
What is the ABN AMRO Student Credit Card?
The ABN AMRO Student Credit Card is a low-cost credit card tailored for students with a steady monthly income of at least €500. Issued by International Card Services (ICS), a subsidiary of ABN AMRO, the card provides the core functions of a standard credit card but with student-friendly conditions.
It allows you to make online purchases, pay in shops worldwide, and benefit from 180 days of purchase insurance against loss, theft, or damage. The monthly fee is €1.16, making it one of the most affordable credit card options for students in the Netherlands. To apply, you must also hold a Studentenrekening (student account) with ABN AMRO.
How to Apply for the ABN AMRO Student Credit Card
To apply for the ABN AMRO Student Credit Card, you must first have an active ABN AMRO Studentenrekening. If you already have one, the process is straightforward and handled by ICS (International Card Services).
Step-by-step application:
- Submit your application
Fill out the application form online. ICS will perform a basic eligibility and ID check. If further identification is needed, ICS will contact you via email with specific instructions. - Choose your PIN code
After the initial approval, you’ll receive an email from ICS prompting you to set a PIN code of your choice. - Receive your card
Once your PIN is confirmed, the card is delivered within 10 working days to your address.
Make sure your income is at least €500 per month, as this is the minimum requirement to be approved. Without a Studentenrekening, the credit card cannot be issued.
Card Features and Benefits
The ABN AMRO Student Credit Card is designed for students who need a simple, secure way to pay online and abroad. Key features include:
- Worldwide Acceptance: Use your card globally for online purchases, travel bookings, and in physical stores wherever Mastercard is accepted.
- 180-Day Purchase Protection: Most purchases are automatically insured for 180 days against damage, theft, or loss.
- Monthly Payment Option: Instead of paying immediately, your purchases are collected and billed once per month, giving you more control over your budget.
- App Integration: Easily track your spending via the ABN AMRO app or Creditcard Online. Features include spending limits, alerts, and blocking the card if needed.
- Discounts & Offers: Enjoy perks like 8% off Expedia hotel bookings and electronics discounts, exclusive to credit card holders.
The card includes free Card Alerts via SMS to help you stay on top of your spending.
ABN AMRO Student Credit Card Fees
The ABN AMRO Student Credit Card is designed to remain affordable for students, with clear monthly costs and useful protections included.
| Fee Type | Amount |
|---|---|
| Monthly fee | €1.16 |
| Annual fee | €13.92 (calculated annually) |
| Card issuance fee | Free |
| Foreign transaction fee | 2% |
| Cash withdrawal (ATM) | €4.50 per transaction |
| Late payment fee | €15 |
| Replacement card | €7.50 |
Despite its low monthly fee, the card includes 180-day purchase protection and works worldwide — making it useful for online shopping and travel.
FAQ
ABN AMRO Student Credit Card
You must have an ABN AMRO Student Account and earn at least €500 per month.
Yes. ICS (International Card Services) checks your application. Additional identification may be required.
After approval and PIN setup, delivery takes approximately 10 working days.
Yes. Most purchases are insured for 180 days against theft, damage, or loss.
Yes. It works worldwide and supports secure international transactions.
€1.16 per month, billed annually.
Yes. A valid ABN AMRO Student Account is mandatory.